While we believe that it’s important to create the right financial plan for you, we also believe that it’s just as important to identify what could go wrong if life throws you an unexpected curve.
At GWM, we help you protect what you have and plan for future events that could derail your financial plan through tools and methods that include:
- Life Insurance Planning
- Long-term Care Planning
- Pension Planning
- Disability Planning
- Annuity Planning
- Social Security Planning
While many of our clients don’t need life insurance, others do. Perhaps you bought a policy a long time ago and wonder if it makes sense to keep it. Maybe it’s beneficial from an estate or tax planning purposes. Whatever the situation, we can assess the need, analyze the policy and provide guidance.
Long-term Health Care
At GWM, we help clients with determining how they want to be cared for. We start this conversation by asking if they would want to be cared for at home or an assisted living facility, and other key questions.
To help you make the most of your next chapter in life, if you have a pension, our team works with you to assess your options focusing to maximize this benefit.
While no one wants to think about it, having a plan in case of disability is a prudent strategy. We’ll put the risk in perspective relative to your plan and evaluate what would happen if you became disabled today or in the near future.
Social Security Plan
This income stream can be an integral part of a well thought-out financial plan. After identifying your goals and objectives, we’ll help determine the appropriate Social Security strategy for you and your family.